// writing
Posts on finance — Page 3
A mix of technical deep-dives, career reflections, and dispatches from the road.

financeAug 15, 2026· 4 min
Position Sizing: The Trade Decision That Happens Before the Trade
Most trading education obsesses over entries and indicators. The arithmetic says how much you put on matters more than where you got in, and the math is…
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financeAug 12, 2026· 4 min
Payment Fraud Detection and the False Decline Problem
Card fraud systems score every transaction in well under a second, but the legitimate orders they wrongly reject cost merchants far more than the fraud they…
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financeAug 8, 2026· 4 min
KYC in the Deepfake Era: Why a Selfie Stopped Being Proof
The document-plus-selfie onboarding flow every fintech copied is quietly failing. Here is how identity verification actually works, why injection attacks…
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financeAug 5, 2026· 4 min
Self-Custody in 2026: The Seed Phrase Is No Longer the Only Way
Twelve words on a piece of paper used to be the whole story of crypto self-custody. Passkeys, MPC, and smart accounts have quietly changed what that phrase…
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financeAug 1, 2026· 4 min
Neobanks and the Sponsor Bank Model: Who Actually Holds Your Money
Your favorite fintech app probably isn't a bank. Here's the sponsor bank plumbing underneath it, why the ledger matters more than the logo, and what the…
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financeJul 29, 2026· 4 min
How to Read an Earnings Report Without Trusting the Headline
The number at the top of an earnings press release is the number the company chose to put there. Here is where the actual information lives: the…
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financeJul 25, 2026· 4 min
Dollar-Cost Averaging vs. Lump-Sum: What the Data Actually Says
Investing a windfall all at once beats easing it in about two-thirds of the time. Here is what the research actually says, and when dollar-cost averaging…
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financeJul 22, 2026· 4 min
How Staking Actually Works: Validators, Rewards, and Slashing
A plain-English look at what happens under the hood when you stake crypto: how validators secure a proof-of-stake network, where the yield comes from, and…
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financeJul 18, 2026· 4 min
Open Banking: How Apps Actually Get Your Bank Data
The mechanics behind connecting a budgeting app to your bank account, why screen scraping is dying, and where the US open banking rules stand in 2026.
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